The Author:

I’m a long-term, value-oriented investor that is looking to generate healthy, long-term, risk-adjusted returns. I am using this site as a means to put my ideas on paper and track my progress towards achieving my goal of reaching financial independence as soon as possible. I believe that building a successful investment portfolio is not a black and white process – it is a constantly evolving balance of quantitative fundamental analysis and behavioral finance. 

I enjoy learning about the investment strategies of successful investors. Some of my major influences include the likes of Benjamin Graham, Warren Buffet, Jeremy Grantham, Joel Greenblatt, Seth Klarmin, Peter Lynch, Monish Pabrai and Howard Marks, among many others. Furthermore, with the intentions of becoming an increasingly well-rounded investment professional, I successfully passed the CFA (Chartered Financial Analyst) exams and received my charter in 2017. I am on a continuous journey to improve my craft in the extremely unforgiving field of investing- one that is a mix of both art and science.

My investments:

The market is very unpredictable, thus my investment ideas vary depending on what discounts I perceive to be available. I take a holistic approach to building wealth and managing risk. My strategic asset allocation includes a reasonable cash balance, exposure to domestic and foreign markets, equities, fixed income, real-estate and commodities. I’m building out both passive and active investment holdings, as well as an allocation to both taxable and tax-exempt investment vehicles. I follow a “core-satellite” strategy in which a majority of my investments will be held in tax-exempt, passively invested index funds (core). This is primarily because I am taking advantage of my employer’s 401k contribution match. I will attempt to build out-sized returns and robust cash flow in my actively managed equity portfolio (satellite). The satellite will be my main source of income and a portfolio that I intend use to fund my retirement before I have the ability to tap into my retirement accounts.

A majority of my writing will be about the actively managed equity allocation, aka the satellite portfolio.  I don’t limit my investment options. As a result, my equity holdings will vary from established, quality businesses that produce healthy cash flows and dividends, purchased with a reasonable margin of safety, to special situations/misunderstood companies that present low-downside, high-upside potential with expected price catalysts. The portfolio is fairly concentrated and I will typically hold between 15-20 stocks.

The goal?

To create a recession-proof portfolio that provides adequate returns with a passive income stream that outpaces Inflation and the growth of my mandatory expenses (mortgage, healthcare, consumer debt, etc.) allowing me to reach full financial independence

Be sure to check back for updates and the details behind my decision making. Feel free to leave me questions/comments and I will do my best to respond to all. Thanks.